724-776-6667 / 724-538-5172

Life Insurance

Few things are more important than the health and well-being of your loved ones. Life insurance can help you take care of the people who depend on you and your income, most especially your spouse and children. It is a way to protect them in the event of your death.

Types Of Insurance

  • Term insurance is one of the simplest and most affordable types of insurance available. A term life insurance policy provides death benefits to the people who are dependent on you. Family members receive these death benefits directly from the insurance company at the time of your death. However, if you stop paying your premiums, you lose your coverage.
  •  Permanent insurance, including “whole-life” and “universal” coverage, is insurance with an investment account built into it. You get to keep any built-up cash value and have the option to borrow against the policy if the need arises.

Want to see our service and value in action? Start by getting a quote.

Policy Premiums
A medical check-up is almost always required for life insurance to determine if you are at risk or not. You will be asked questions about your health, your age, your stress level, whether you smoke or not, what you do for a living, if you have any chronic diseases and if you’ve ever been in an accident or treated at a hospital. All of these factors will have an effect on the price of your insurance.

Tax-Free Benefits
Unlike other kinds of income or inheritances, the benefits of a life insurance policy are tax-free, and in some policies, any investments or cash-value also grow tax-free. So while most people buy life insurance primarily to replace the income they currently contribute to a household, others cite significant tax savings and tax-free transfers of wealth as their motivation to purchase.

What We Can Do For You
Finding an insurance agency who can help you make decisions about life insurance is not easy. At the Weber Insurance Agency, we pride ourselves on our stellar reputation. We are reliable, honest and trustworthy. We are a well-established and respectable agency dedicated to serving our customers and their short-term and long-term insurance needs. We’ll provide you with a life insurance policy that has the coverage you need at a very reasonable and affordable cost. We’ll tell you the coverage you can skip and what’s buried in the fine print of your policy. We’ll remind you to review your policy after you buy a house, marry, divorce or have children. We can, often times, even lower your premiums.

Want to see our service and value in action? Start by getting a quote.