Does my auto policy provide coverage on a rented vehicle?
Yes. An Erie Insurance Family Auto Policy provides coverage when you, or a relative who resides with you, rents a vehicle for personal use for 45 days or fewer. However, we do not pay for rental costs. Coverage for a rental vehicle is extended according to the terms and conditions of the policy.
 

What is the difference between Collision and Comprehensive coverage?
Collision coverage applies to claims that result from a collision with another vehicle or object. It also includes damages caused by uninsured motorists and hit-and-run drivers.

Comprehensive coverage is for losses caused by fire, theft and contact with animals, like hitting a deer. Damage to your windshield also usually falls under comprehensive coverage.
 

How can I lower my auto premium?
There are a number of ways you can lower your auto premium, including:

·         Increasing your deductible

·         Select payment plans A or B and save up to 7 percent

·         Purchase a qualifying life policy and save 5 percent (not available in New York)

·         Drive safely and qualify for our Pioneer Experience Rating Credit (PERC) discount or Safe Driver Discount.

·         Policyholders with ERIE homeowners policies can save up to 15 percent on their auto premiums

·         Purchase a vehicle with anti-theft, anti-lock and passive restraint features

What information do I need to report my auto insurance claim?

·         When the accident occurred (date, time)

·         Where the accident occurred (be as specific as possible)

·         How the accident happened

·         What kind of vehicle or vehicles were involved (including the year, make and model)

·         A description of each vehicle's damage

·         The names and contact information of those involved in the accident

·         The names and contact information of anyone who witnessed the accident

·         If the police were contacted